What is a Virtual Bankruptcy Assistant ("VBA")?

A Virtual Bankruptcy Assistant is trained in preparing Chapter 7 and Chapter 13 Bankruptcy petitions under the direction of a licensed bankruptcy Attorney. A Virtual Bankruptcy Assistant should be certified and experienced in the preparation of complete and accurate Bankruptcy petitions. The founder of CB Virtual Bankruptcy Services, Christine Blair, is an experienced Florida Virtual Bankruptcy Assistant with over 10 years of paralegal experience in Central and North Florida. As your virtual bankruptcy assistant, Christine and her staff will handle everything and provide you with all necessary forms and debtor questionnaires, which you can easily download directly from our website or have hard copies emailed or faxed to you.

The services we provide include searching online for property and liens, providing vehicle valuations, monitoring the case through PACER and providing an Attorney cover letter informing the Attorney of any potential problems before the 341 meeting of creditors. We will carefully review all the documents provided by the debtor to ensure that the debtor's Petition is complete and accurate, satisfying the due diligence requirements under the Bankruptcy Code. Once we receive a complete debtor questionnaire and required debtor documents, we can usually return the completed Petition, Schedules, Means Test, Statement of Financial Affairs, and specific documents for your district within 48 hours.

How can a VBA increase your Firm's profits?

Use us only when you need us. You don't need us, you don't pay us! A VBA has NO overhead cost for you. The attorney/firm doesn't pay for employment taxes, health insurance, sick or vacation pay, smoke breaks, socializing or long lunches. You are not responsible for any of this. We are independent contractors who take care of everything, at our expense. We supply our own office equipment, computers and software (we use Best Case software). We don't replace your current staff, but instead free them up to do research, focus on more complex cases or deal with your walk-in clients which in turn makes the firm run more efficiently.

Think about it like this, your current staff is constantly interrupted by other attorney's, clients, phone calls, administrative duties and new cases all while trying to complete a bankruptcy petition and these interruptions can lead to mistakes. When you use CB Virtual Bankruptcy Services, we only focus on your Petition and do not have to deal with the other daily disruptions.

Still not sold? Let's go to the charts.

If you hire CB Virtual Bankruptcy Services, you will spend an average of no more than 2 hours total on the case, which includes the 341 meeting.

Action	Hour
Initial meeting with clients	30 minutes
Review completed Petition from VBA	30 minutes
341 Meeting	45 minutes
TOTAL	1.45 hours

If your client pays you $1,500, you average $800 an hour.

Attorney Fee	$1,500
CB Virtual Bankruptcy Fee	$300
subtract VBA fee
	$1,200
divided by 1.45 hours
Total gross profit per hour	$828

Not bad for less than a 1/4 of your day. Most importantly, our commitment and guarantee at CB Virtual Bankruptcy Services is that Attorneys do not pay until satisfied with the completed petition. All services are a 100% guaranteed.